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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,489 | $77,817+178.2% | $123,553+75.2% | $64,173+237.4% |
| Participation rate | 37.0% | 74.7%-37.7pp | 82.3%-45.3pp | 69.6%-32.5pp |
| Annual return | -5.87% | 12.49%-18.4pp | 119.21%-125.1pp | 7.63%-13.5pp |
| Employer contribution / active EE | $1,923 | $3,014-36.2% | $4,628-58.4% | $2,381-19.2% |
| Participant deferral / active EE | $4,666 | $5,240-11.0% | $6,426-27.4% | $3,470+34.5% |
| Admin fee / account holder | $206 | $5,519-96.3% | $9,284-97.8% | $4,887-95.8% |