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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,139 | $157,270+50.1% | $141,173+67.3% | $152,870+54.5% |
| Participation rate | 72.7% | 84.8%-12.1pp | 82.5%-9.7pp | 82.4%-9.7pp |
| Annual return | 19.80% | 64.33%-44.5pp | 71.40%-51.6pp | 345.34%-325.5pp |
| Employer contribution / active EE | $6,691 | $5,261+27.2% | $4,735+41.3% | $4,763+40.5% |
| Participant deferral / active EE | $10,697 | $7,110+50.4% | $6,710+59.4% | $5,850+82.8% |
| Admin fee / account holder | $94,225 | $12,121+677.4% | $10,262+818.2% | $11,597+712.5% |