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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,139 | $157,304+50.1% | $141,197+67.2% | $152,909+54.4% |
| Participation rate | 72.7% | 84.8%-12.1pp | 82.5%-9.7pp | 82.5%-9.7pp |
| Annual return | 19.80% | 64.34%-44.5pp | 71.41%-51.6pp | 345.46%-325.7pp |
| Employer contribution / active EE | $6,691 | $5,263+27.1% | $4,736+41.3% | $4,764+40.5% |
| Participant deferral / active EE | $10,697 | $7,111+50.4% | $6,710+59.4% | $5,851+82.8% |
| Admin fee / account holder | $94,225 | $12,126+677.1% | $10,265+817.9% | $11,601+712.2% |