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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,674 | $117,433-21.1% | $99,475-6.8% | $152,897-39.4% |
| Participation rate | 85.7% | 77.5%+8.2pp | 73.8%+11.9pp | 82.5%+3.3pp |
| Annual return | 17.61% | 31.87%-14.3pp | 30.72%-13.1pp | 345.43%-327.8pp |
| Employer contribution / active EE | $338 | $3,013-88.8% | $2,540-86.7% | $4,764-92.9% |
| Participant deferral / active EE | $6,661 | $4,086+63.0% | $3,619+84.1% | $5,851+13.8% |
| Admin fee / account holder | $713 | $7,634-90.7% | $6,252-88.6% | $11,599-93.9% |