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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,685 | $105,623-46.3% | $87,502-35.2% | $273,972-79.3% |
| Participation rate | 41.7% | 78.2%-36.5pp | 73.8%-32.2pp | 83.0%-41.3pp |
| Annual return | 648.91% | 12.26%+636.7pp | 12.21%+636.7pp | 41.46%+607.5pp |
| Employer contribution / active EE | $204 | $3,141-93.5% | $2,550-92.0% | $4,869-95.8% |
| Participant deferral / active EE | $3,890 | $3,601+8.0% | $3,149+23.5% | $5,287-26.4% |
| Admin fee / account holder | $0 | $4,781-100.0% | $4,221-100.0% | $10,133-100.0% |