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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,166 | $107,806-31.2% | $90,655-18.2% | $135,382-45.2% |
| Participation rate | 77.8% | 78.0%-0.3pp | 74.0%+3.7pp | 82.6%-4.9pp |
| Annual return | -7.17% | -0.90%-6.3pp | 1.89%-9.1pp | 519.77%-526.9pp |
| Employer contribution / active EE | $382 | $3,018-87.3% | $2,532-84.9% | $4,779-92.0% |
| Participant deferral / active EE | $6,559 | $3,872+69.4% | $3,425+91.5% | $5,609+16.9% |
| Admin fee / account holder | $652 | $5,931-89.0% | $4,994-87.0% | $10,829-94.0% |