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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $442,828 | $172,111+157.3% | $150,298+194.6% | $137,256+222.6% |
| Participation rate | 75.0% | 81.7%-6.7pp | 77.8%-2.8pp | 80.0%-5.0pp |
| Annual return | 16.25% | 69.37%-53.1pp | 62.79%-46.5pp | 220.34%-204.1pp |
| Employer contribution / active EE | $4,133 | $4,636-10.9% | $4,154-0.5% | $4,156-0.6% |
| Participant deferral / active EE | $8,465 | $6,166+37.3% | $5,453+55.3% | $6,407+32.1% |
| Admin fee / account holder | $1,557 | $16,471-90.5% | $14,116-89.0% | $12,270-87.3% |