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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,265 | $117,904-31.1% | $102,457-20.7% | $145,978-44.3% |
| Participation rate | 40.0% | 78.6%-38.6pp | 76.5%-36.5pp | 80.3%-40.3pp |
| Annual return | 10.20% | 31.80%-21.6pp | 29.41%-19.2pp | 550.52%-540.3pp |
| Employer contribution / active EE | $1,662 | $3,613-54.0% | $3,022-45.0% | $4,662-64.3% |
| Participant deferral / active EE | $2,198 | $5,733-61.7% | $5,054-56.5% | $6,690-67.1% |
| Admin fee / account holder | $182,065 | $13,329+1265.9% | $9,451+1826.3% | $13,400+1258.7% |