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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,902 | $112,112+43.5% | $95,956+67.7% | $158,950+1.2% |
| Participation rate | 57.1% | 79.0%-21.8pp | 77.1%-19.9pp | 82.0%-24.8pp |
| Annual return | 16.47% | 171.15%-154.7pp | 91.63%-75.2pp | 302.91%-286.4pp |
| Employer contribution / active EE | $2,607 | $3,199-18.5% | $2,541+2.6% | $4,762-45.2% |
| Participant deferral / active EE | $5,111 | $4,784+6.8% | $4,167+22.7% | $5,983-14.6% |
| Admin fee / account holder | $771 | $10,134-92.4% | $6,797-88.7% | $11,248-93.2% |