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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,900 | $110,212+38.7% | $96,534+58.4% | $139,466+9.6% |
| Participation rate | 50.0% | 78.1%-28.1pp | 76.0%-26.0pp | 80.3%-30.3pp |
| Annual return | 19.16% | 26.42%-7.3pp | 25.88%-6.7pp | 373.66%-354.5pp |
| Employer contribution / active EE | $1,872 | $3,620-48.3% | $2,965-36.9% | $4,754-60.6% |
| Participant deferral / active EE | $2,207 | $5,547-60.2% | $4,851-54.5% | $6,712-67.1% |
| Admin fee / account holder | $1,656 | $11,599-85.7% | $8,253-79.9% | $11,409-85.5% |