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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,458 | $144,124-35.2% | $117,857-20.7% | $147,585-36.7% |
| Participation rate | 42.9% | 83.4%-40.6pp | 79.7%-36.8pp | 82.8%-40.0pp |
| Annual return | 21.21% | 531.17%-510.0pp | 335.09%-313.9pp | 578.57%-557.4pp |
| Employer contribution / active EE | $2,231 | $4,897-54.4% | $3,786-41.1% | $4,876-54.2% |
| Participant deferral / active EE | $4,596 | $5,316-13.5% | $4,482+2.5% | $5,439-15.5% |
| Admin fee / account holder | $4,465 | $10,886-59.0% | $8,020-44.3% | $10,885-59.0% |