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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,868 | $82,674-21.5% | $125,363-48.3% | $68,495-5.3% |
| Participation rate | 84.4% | 75.0%+9.4pp | 82.4%+2.1pp | 67.9%+16.6pp |
| Annual return | -20.60% | -5.97%-14.6pp | 572.15%-592.8pp | -7.84%-12.8pp |
| Employer contribution / active EE | $2,152 | $3,382-36.4% | $4,815-55.3% | $2,596-17.1% |
| Participant deferral / active EE | $5,846 | $6,111-4.3% | $7,447-21.5% | $4,028+45.2% |
| Admin fee / account holder | $2,447 | $6,276-61.0% | $10,005-75.5% | $5,403-54.7% |