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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,994 | $76,551-60.8% | $123,894-75.8% | $62,881-52.3% |
| Participation rate | 96.8% | 73.0%+23.8pp | 81.4%+15.4pp | 69.3%+27.5pp |
| Annual return | 0.00% | 18.68%-18.7pp | 47.52%-47.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,812 | $2,882-37.1% | $4,617-60.8% | $2,281-20.6% |
| Participant deferral / active EE | $4,096 | $4,840-15.4% | $5,984-31.6% | $3,203+27.9% |
| Admin fee / account holder | $1,035 | $4,826-78.6% | $8,357-87.6% | $4,296-75.9% |