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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,350 | $85,766-40.1% | $136,298-62.3% | $70,126-26.8% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 21.10% | 31.46%-10.4pp | 5156.27%-5135.2pp | 73.15%-52.0pp |
| Employer contribution / active EE | $2,258 | $2,966-23.9% | $4,696-51.9% | $2,343-3.6% |
| Participant deferral / active EE | $5,289 | $5,051+4.7% | $6,247-15.3% | $3,332+58.7% |
| Admin fee / account holder | $837 | $5,421-84.6% | $9,244-90.9% | $4,645-82.0% |