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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,279 | $91,537-34.1% | $130,045-53.6% | $75,173-19.8% |
| Participation rate | 59.3% | 71.5%-12.2pp | 78.5%-19.2pp | 67.2%-7.9pp |
| Annual return | 17.90% | -631.55%+649.4pp | -137.30%+155.2pp | 160.72%-142.8pp |
| Employer contribution / active EE | $1,106 | $2,845-61.1% | $4,321-74.4% | $2,671-58.6% |
| Participant deferral / active EE | $3,269 | $4,343-24.7% | $5,820-43.8% | $4,126-20.8% |
| Admin fee / account holder | $4,339 | $6,780-36.0% | $10,600-59.1% | $5,651-23.2% |