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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,832 | $91,559-44.5% | $133,971-62.1% | $79,852-36.3% |
| Participation rate | 64.7% | 73.3%-8.6pp | 79.8%-15.1pp | 69.6%-4.9pp |
| Annual return | 15.04% | 61.85%-46.8pp | 45.09%-30.1pp | 31.72%-16.7pp |
| Employer contribution / active EE | $1,119 | $2,384-53.1% | $3,919-71.5% | $2,471-54.7% |
| Participant deferral / active EE | $2,777 | $3,734-25.6% | $5,047-45.0% | $3,740-25.8% |
| Admin fee / account holder | $6,578 | $6,321+4.1% | $8,929-26.3% | $5,306+24.0% |