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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,688 | $81,870-35.6% | $119,622-56.0% | $68,486-23.1% |
| Participation rate | 54.5% | 71.9%-17.3pp | 79.3%-24.7pp | 67.9%-13.3pp |
| Annual return | -17.51% | -23.82%+6.3pp | -14.98%-2.5pp | -7.85%-9.7pp |
| Employer contribution / active EE | $1,095 | $2,692-59.3% | $4,232-74.1% | $2,597-57.8% |
| Participant deferral / active EE | $2,942 | $4,148-29.1% | $5,601-47.5% | $4,028-26.9% |
| Admin fee / account holder | $2,788 | $6,583-57.6% | $10,328-73.0% | $5,404-48.4% |