| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC2+ years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $95,054 |
R M DAVIS INC2+ years Service code 26 · EIN 01-0356657 | Advisory (Participants) | $77,627 |
Filed as: FL PUTNAM INVESTMENT MANAGEMENT Service code 26 · EIN 01-0403396 | Advisory (Participants) | $24,982 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; S... | $21,844 |
HIGHTOWER ADVISORS LLC2+ years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $20,870 |
LPL FINANCIAL2+ years Filed as: KMS FINANCIAL SERVICES INC Service code 26 · EIN 91-0850651 | Advisory (Participants) | $14,488 |
PORTLAND GLOBAL ADVISORS2+ years Filed as: PORTLAND GLOBAL ADVISORS LLC Service code 28 · EIN 04-3356781 | Investment Management | $13,153 |
Filed as: DOUGLASS WINTHROP ADVISORS Service code 26 · EIN 13-4085380 | Advisory (Participants) | $5,131 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $13 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO. AND AFFILIATES Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $304,373 | $36,926+724.3% | $156,551+94.4% | $57,661+427.9% |
| Participation rate | 98.0% | 63.4%+34.6pp | 84.0%+14.0pp | 70.2%+27.8pp |
| Annual return | 9.47% | 12.38%-2.9pp | 32.23%-22.8pp | 5.13%+4.3pp |
| Employer contribution / active EE | $12,824 | $1,571+716.4% | $5,501+133.1% | $1,974+549.7% |
| Participant deferral / active EE | $9,230 | $1,926+379.3% | $4,871+89.5% | $3,061+201.6% |
| Admin fee / account holder | $346 | $83+319.7% | $13,028-97.3% | $95+266.3% |