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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $496,970 | $172,111+188.8% | $150,298+230.7% | $137,256+262.1% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 12.43% | 69.37%-56.9pp | 62.79%-50.4pp | 220.34%-207.9pp |
| Employer contribution / active EE | $22,376 | $4,636+382.6% | $4,154+438.7% | $4,156+438.4% |
| Participant deferral / active EE | $19,461 | $6,166+215.6% | $5,453+256.9% | $6,407+203.7% |
| Admin fee / account holder | $8,238 | $16,471-50.0% | $14,116-41.6% | $12,270-32.9% |