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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,456 | $183,539+107.3% | $155,556+144.6% | $145,897+160.8% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 18.97% | 61.31%-42.3pp | 64.84%-45.9pp | 552.29%-533.3pp |
| Employer contribution / active EE | $16,120 | $5,315+203.3% | $4,675+244.8% | $4,663+245.7% |
| Participant deferral / active EE | $12,952 | $6,467+100.3% | $5,631+130.0% | $6,689+93.6% |
| Admin fee / account holder | $9,585 | $19,275-50.3% | $15,885-39.7% | $13,390-28.4% |