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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,696 | $180,462-23.1% | $154,111-10.0% | $135,379+2.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -6.31% | 888.17%-894.5pp | 735.18%-741.5pp | 519.79%-526.1pp |
| Employer contribution / active EE | $19,021 | $6,036+215.2% | $5,298+259.0% | $4,779+298.0% |
| Participant deferral / active EE | $11,780 | $5,806+102.9% | $5,081+131.9% | $5,609+110.0% |
| Admin fee / account holder | $8,246 | $16,145-48.9% | $13,411-38.5% | $10,828-23.8% |