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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,255 | $153,769-53.0% | $133,975-46.1% | $273,972-73.6% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.1%-7.1pp | 83.0%-3.0pp |
| Annual return | 9.52% | 36.51%-27.0pp | 29.29%-19.8pp | 41.46%-31.9pp |
| Employer contribution / active EE | $3,751 | $6,029-37.8% | $5,211-28.0% | $4,869-23.0% |
| Participant deferral / active EE | $6,306 | $6,958-9.4% | $6,282+0.4% | $5,287+19.3% |
| Admin fee / account holder | $8,357 | $11,765-29.0% | $9,324-10.4% | $10,133-17.5% |