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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,615 | $184,000-35.0% | $162,185-26.2% | $152,909-21.8% |
| Participation rate | 81.8% | 88.5%-6.7pp | 87.6%-5.7pp | 82.5%-0.6pp |
| Annual return | 24.12% | 150.80%-126.7pp | 115.61%-91.5pp | 345.46%-321.3pp |
| Employer contribution / active EE | $3,661 | $6,370-42.5% | $5,613-34.8% | $4,764-23.2% |
| Participant deferral / active EE | $6,336 | $8,033-21.1% | $7,297-13.2% | $5,851+8.3% |
| Admin fee / account holder | $1,848 | $13,124-85.9% | $10,844-83.0% | $11,601-84.1% |