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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,591 | $167,533-5.9% | $151,645+3.9% | $134,545+17.1% |
| Participation rate | 90.0% | 88.4%+1.6pp | 87.5%+2.5pp | 81.2%+8.8pp |
| Annual return | -13.64% | 7.81%-21.5pp | 3.34%-17.0pp | 418.37%-432.0pp |
| Employer contribution / active EE | $6,320 | $6,828-7.4% | $6,165+2.5% | $4,742+33.3% |
| Participant deferral / active EE | $10,108 | $8,985+12.5% | $8,363+20.9% | $6,401+57.9% |
| Admin fee / account holder | $1,678 | $13,781-87.8% | $11,614-85.5% | $11,431-85.3% |