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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,965 | $93,345-33.6% | $119,126-48.0% | $87,485-29.2% |
| Participation rate | 49.4% | 68.7%-19.4pp | 75.8%-26.4pp | 68.9%-19.6pp |
| Annual return | 14.41% | 19.08%-4.7pp | 282.11%-267.7pp | 26.06%-11.7pp |
| Employer contribution / active EE | $1,562 | $3,172-50.7% | $4,034-61.3% | $2,596-39.8% |
| Participant deferral / active EE | $3,277 | $4,099-20.1% | $5,318-38.4% | $4,274-23.3% |
| Admin fee / account holder | $3,689 | $8,039-54.1% | $10,693-65.5% | $7,775-52.5% |