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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,910 | $72,273-40.6% | $101,275-57.6% | $79,856-46.3% |
| Participation rate | 54.3% | 68.5%-14.2pp | 75.8%-21.5pp | 69.6%-15.4pp |
| Annual return | 14.37% | 22.30%-7.9pp | 46.48%-32.1pp | 31.71%-17.3pp |
| Employer contribution / active EE | $691 | $2,691-74.3% | $3,660-81.1% | $2,471-72.0% |
| Participant deferral / active EE | $1,771 | $3,282-46.0% | $4,371-59.5% | $3,741-52.7% |
| Admin fee / account holder | $2,001 | $4,401-54.5% | $5,948-66.4% | $5,306-62.3% |