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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,903 | $73,978-36.6% | $96,515-51.4% | $75,173-37.6% |
| Participation rate | 50.8% | 66.4%-15.6pp | 74.3%-23.5pp | 67.2%-16.4pp |
| Annual return | 26.66% | 26.72%-0.1pp | 35.73%-9.1pp | 160.72%-134.1pp |
| Employer contribution / active EE | $1,544 | $2,931-47.3% | $3,740-58.7% | $2,671-42.2% |
| Participant deferral / active EE | $2,963 | $3,660-19.1% | $4,880-39.3% | $4,126-28.2% |
| Admin fee / account holder | $3,115 | $5,219-40.3% | $6,735-53.8% | $5,651-44.9% |