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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,018 | $63,346-49.5% | $92,240-65.3% | $70,126-54.3% |
| Participation rate | 50.0% | 68.7%-18.7pp | 76.5%-26.5pp | 69.5%-19.5pp |
| Annual return | 14.83% | 530.19%-515.4pp | 176.29%-161.5pp | 73.15%-58.3pp |
| Employer contribution / active EE | $719 | $2,471-70.9% | $3,680-80.5% | $2,343-69.3% |
| Participant deferral / active EE | $1,957 | $2,854-31.4% | $3,897-49.8% | $3,332-41.3% |
| Admin fee / account holder | $2,504 | $3,841-34.8% | $5,194-51.8% | $4,645-46.1% |