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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,965 | $88,672-30.1% | $105,223-41.1% | $82,448-24.8% |
| Participation rate | 49.4% | 67.9%-18.6pp | 75.0%-25.7pp | 68.1%-18.7pp |
| Annual return | 14.41% | 30.86%-16.4pp | 180.65%-166.2pp | 41.64%-27.2pp |
| Employer contribution / active EE | $1,562 | $3,048-48.7% | $3,689-57.6% | $2,551-38.7% |
| Participant deferral / active EE | $3,277 | $4,036-18.8% | $5,072-35.4% | $4,139-20.8% |
| Admin fee / account holder | $3,689 | $7,146-48.4% | $8,859-58.4% | $7,234-49.0% |