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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,337 | $74,535+27.9% | $100,712-5.3% | $82,637+15.4% |
| Participation rate | 61.3% | 61.2%+0.1pp | 69.3%-8.0pp | 68.1%-6.8pp |
| Annual return | 13.19% | 18.92%-5.7pp | 33.27%-20.1pp | 53.51%-40.3pp |
| Employer contribution / active EE | $1,128 | $1,503-24.9% | $2,313-51.2% | $2,552-55.8% |
| Participant deferral / active EE | $4,367 | $3,074+42.1% | $4,085+6.9% | $4,126+5.8% |
| Admin fee / account holder | $15,515 | $6,576+135.9% | $9,256+67.6% | $7,339+111.4% |