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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,880 | $65,034+4.4% | $90,970-25.4% | $79,856-15.0% |
| Participation rate | 69.6% | 61.6%+8.0pp | 69.0%+0.6pp | 69.6%0pp |
| Annual return | 14.30% | 30.45%-16.1pp | 134.60%-120.3pp | 31.71%-17.4pp |
| Employer contribution / active EE | $1,107 | $1,247-11.3% | $2,122-47.8% | $2,471-55.2% |
| Participant deferral / active EE | $2,961 | $2,512+17.9% | $3,373-12.2% | $3,741-20.8% |
| Admin fee / account holder | $6,544 | $4,536+44.3% | $5,961+9.8% | $5,306+23.3% |