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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,737 | $54,541+9.5% | $78,778-24.2% | $70,126-14.8% |
| Participation rate | 68.1% | 60.8%+7.3pp | 69.2%-1.1pp | 69.5%-1.4pp |
| Annual return | 14.01% | 21.07%-7.1pp | 35.62%-21.6pp | 73.15%-59.1pp |
| Employer contribution / active EE | $913 | $1,089-16.1% | $1,986-54.0% | $2,343-61.0% |
| Participant deferral / active EE | $2,692 | $2,210+21.8% | $2,958-9.0% | $3,332-19.2% |
| Admin fee / account holder | $15,738 | $3,709+324.4% | $5,134+206.6% | $4,645+238.8% |