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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,231 | $56,894+92.0% | $84,753+28.9% | $62,881+73.7% |
| Participation rate | 62.1% | 68.5%-6.5pp | 76.6%-14.5pp | 69.3%-7.2pp |
| Annual return | 6.34% | 6.30%0pp | 22.78%-16.4pp | 20.14%-13.8pp |
| Employer contribution / active EE | $6,003 | $2,400+150.1% | $3,574+67.9% | $2,281+163.2% |
| Participant deferral / active EE | $2,503 | $2,709-7.6% | $3,712-32.6% | $3,203-21.9% |
| Admin fee / account holder | $950 | $3,581-73.5% | $5,333-82.2% | $4,296-77.9% |