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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,813 | $64,729+150.0% | $112,263+44.1% | $68,490+136.3% |
| Participation rate | 77.4% | 67.2%+10.3pp | 75.1%+2.4pp | 67.9%+9.5pp |
| Annual return | -22.52% | -11.40%-11.1pp | 27.49%-50.0pp | -7.85%-14.7pp |
| Employer contribution / active EE | $2,153 | $2,746-21.6% | $3,636-40.8% | $2,597-17.1% |
| Participant deferral / active EE | $4,629 | $3,566+29.8% | $4,729-2.1% | $4,028+14.9% |
| Admin fee / account holder | $1,561 | $5,222-70.1% | $6,410-75.7% | $5,403-71.1% |