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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,885 | $107,368+54.5% | $92,915+78.5% | $152,909+8.5% |
| Participation rate | 87.0% | 79.8%+7.2pp | 76.0%+11.0pp | 82.5%+4.5pp |
| Annual return | 23.85% | 145.64%-121.8pp | 109.45%-85.6pp | 345.46%-321.6pp |
| Employer contribution / active EE | $9,854 | $4,222+133.4% | $3,653+169.7% | $4,764+106.9% |
| Participant deferral / active EE | $3,804 | $4,848-21.5% | $4,238-10.3% | $5,851-35.0% |
| Admin fee / account holder | $1,059 | $7,082-85.0% | $5,796-81.7% | $11,601-90.9% |