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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,591 | $106,551+221.5% | $91,225+275.5% | $134,532+154.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.2%+26.8pp | 81.2%+18.8pp |
| Annual return | -16.27% | 160.78%-177.0pp | 114.12%-130.4pp | 418.27%-434.5pp |
| Employer contribution / active EE | $4,954 | $3,331+48.7% | $2,851+73.8% | $4,741+4.5% |
| Participant deferral / active EE | $7,056 | $4,718+49.5% | $4,233+66.7% | $6,401+10.2% |
| Admin fee / account holder | $18,150 | $6,234+191.1% | $5,422+234.7% | $11,429+58.8% |