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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,389 | $121,701+178.9% | $104,639+224.3% | $158,982+113.5% |
| Participation rate | 93.3% | 77.5%+15.8pp | 74.1%+19.3pp | 82.0%+11.4pp |
| Annual return | 16.33% | 465.72%-449.4pp | 340.67%-324.3pp | 302.99%-286.7pp |
| Employer contribution / active EE | $2,532 | $3,165-20.0% | $2,682-5.6% | $4,763-46.8% |
| Participant deferral / active EE | $4,963 | $4,176+18.9% | $3,738+32.8% | $5,983-17.1% |
| Admin fee / account holder | $8,458 | $7,778+8.7% | $6,465+30.8% | $11,252-24.8% |