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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,560 | $117,433+148.3% | $99,475+193.1% | $152,897+90.7% |
| Participation rate | 93.8% | 77.5%+16.2pp | 73.8%+19.9pp | 82.5%+11.3pp |
| Annual return | 29.46% | 31.87%-2.4pp | 30.72%-1.3pp | 345.43%-316.0pp |
| Employer contribution / active EE | $2,829 | $3,013-6.1% | $2,540+11.4% | $4,764-40.6% |
| Participant deferral / active EE | $5,042 | $4,086+23.4% | $3,619+39.3% | $5,851-13.8% |
| Admin fee / account holder | $22,436 | $7,634+193.9% | $6,252+258.8% | $11,599+93.4% |