Retirement plan

WELLS FARGO & COMPANY CASH BALANCE PLAN

WELLS FARGO & COMPANYEIN 41-0449260Plan #001PY 2020
MAC A0101-121, 420 MONTGOMERY STREET - SAN FRANCISCO, CA 94104877-479-3557LinkedIn11-50 employees
Prospect flagsNo flags tripped

Filing contacts

From the Form 5500, federal record
Plan sponsor signer
SCOTT KLISMET
Signed 10/11/2021
(877) 479-3557
Plan administrator signer
MARK HICKMAN
Signed 10/11/2021
Plan administrator entity
WELLS FARGO & COMPANY
EIN 410449260
MAC N9310-110, 550 S. 4TH STREET · MINNEAPOLIS, MN 55415

Summary metrics

Total assets (EOY)
$12320.3M
-0.3% from 2016
Total participants
213,087
+4.4% from 2016
Average account balance
$0
No prior year
Annual return
12.84%
-9.53 pp from 2016

Benchmarks

Peer group
Industryany (size+type match)
Plan typeDefined benefit
Participants>=10,000
Cohort212 peers
Snapshot2020
Participant deferral / active EE
$0
median $23
Employer contribution / active EE
$8,140
median $5,975
Participation rate
0.0%
median 0.0%
Avg account balance
$0
Admin fee / account holder
$0
Annual return
12.84%
median 12.84%
Overall peer rank
45th percentileavg across 6 metrics

Analytics

2015 - 2024
Total assets (EOY)
Plan-year ending balance
$8.28B
Average account balance
Total assets / participants with a balance (line 6g)
$50K
Participants with account balance
Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.
125,285
Eligible Participants and Participation
Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.
0.0%
Contributions (total)
Employer and participant dollars contributed each year
$570.00M
Contributions per participant
Average employer and participant contribution per enrolled participant
$8K
Asset flow
BOY + contributions + return - distributions = EOY
Year
Annual return
Diverging bars; negative years highlighted
+2.01%
Admin fee / account holder
Total admin expenses / participants with a balance (line 6g)
$0
Asset composition
Cash / stocks / bonds / mutual funds / real estate / loans over time
  • Mutual / pooled
  • Stocks
  • Bonds
  • Cash
  • Real estate
  • Loans

Service providers

Top 10 of 47 by compensation
ProviderService typeCompensation
Service code 12 · EIN 53-0181291
Claims processing; Direct payment fro...
$7,842,040
Service code 28 · EIN 98-1390988
Investment Management
$2,198,038
Service code 28 · EIN 06-1078320
Investment Management
$1,974,443
Service code 28 · EIN 22-2540245
Investment Management
$1,739,754
Service code 28 · EIN 04-2929221
Investment Management
$1,230,780
Service code 28 · EIN 48-1140940
Investment Management
$1,224,952
Service code 28 · EIN 02-0507414
Investment Management
$1,149,327
Service code 28 · EIN 20-5504170
Investment Management
$1,074,676
FIAM LDI4 years
Service code 28 · EIN 20-1733361
Investment Management
$1,021,436
DODGE & COX6+ years
Service code 28 · EIN 94-1441976
Investment Management
$889,042

Enrolled actuary

1 attachment
SB

J. ASHLEY LONG, ASA, EA

AON CONSULTING, INC.
Enrollment #2007146
1111 METROPOLITAN AVE, SUITE 400
CHARLOTTE, NC 28204
(704) 343-4100
Signed 2021-08-02

Top hat statement on fileNQDC

Filed December 29, 1993 (most recent of 2 filings on file)

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

Plan features & details

Pension benefit codes1C1E1I3H
Plan features
  • 1C
    Cash balance or similar plan
    A cash balance formula in a defined benefit plan that expresses the accrued benefit in terms more common to a defined contribution plan such as a hypothetical account balance or single sum amount (includes personal account plan pension equity plan life cycle plan and cash account plan).
  • 1E
    Section 401(h) arrangement
    Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
  • 1I
    Frozen plan
    As of the last day of the plan year the plan provides that no participant will get any new benefit accrual whether because of service or compensation.
  • 3H
    Controlled group member
    Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped
No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II
Admin total
$48.6M
$694 / participant
  • Investment mgmt$22M44.6%
  • Contract admin$8M17.2%
  • Other / not subdivided$19M38.2%
% of EOY assets
0.395%
all-in expense ratio
Categories reported
2 / 9
subdivided buckets used

Audit opinion

Schedule H Part III
Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm
KPMG, LLP
Auditor EIN
135565207
Audit fees
(not subdivided)
Opinion code
Disclaimer