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  2. ROYAL CARIBBEAN CRUISES LTD.
Sponsor portfolioTH

ROYAL CARIBBEAN CRUISES LTD.

EIN 98-0081645-leisure, travel & tourism-Latest filing 2024
Plans
4
Retirement
1
$787.2M assets
Welfare
3
$7.6M premiums
Participants
14,354
1050 CARIBBEAN WAY - MIAMI, FL 33132305-982-2945rclcorporate.comLinkedIn10001+ employeesleisure, travel & tourism
Plans on this EIN
4 filings
#003401k-$787.2M - 6,350 part#501Mixed-$5.2M - 6,521 lives#502Fully Insured-$2.3M - 4,188 lives#503Self Funded-0 lives

Benefits portfolio analytics

3 plans / $7.6M premiums / 10,709 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Life$3.3M
  • Dental$2.7M
  • Long-term disability$2.3M
  • Stop-loss$1.1M
  • Vision$421K
  • Other$88K
Total $7.6M6 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
43%top
  • PRUDENTIAL INSURANCE COMPANY OF AMERICA43%
  • DELTA DENTAL OF CALIFORNIA35%
  • COMBINED INSURANCE COMPANY OF AMERICA15%
  • VISION SERVICE PLAN6%
  • ARAG INSURANCE COMPANY1%
  • +3 more
Total $7.6M8 slices

Broker market share

Schedule A broker compensation

Split broker
47%top
  • AON CONSULTING INC47%
  • WILLIS TOWERS WATSON US LLC45%
  • LOCKTON COMPANIES, LLC8%
Total $69K3 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#003

ROYAL CARIBBEAN CRUISES LTD. RET. SAVINGS PLAN

401k

Assets$787.2M
Participants6,350
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501

ROYAL CARIBBEAN CRUISES LTD. GROUP HEALTH PLAN

Mixed - DELTA DENTAL INSURANCE COMPANY

Premiums$5.2M
Covered lives6,521
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

LONG TERM DISABILITY PLAN ROYAL CARIBBEAN CRUISES LTD.

Fully Insured - PRUDENTIAL INSURANCE COMPANY OF AMERICA

Premiums$2.3M
Covered lives4,188
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#503

ROYAL CARIBBEAN INTERNATIONAL SHIPBOARD OFFICER MEDICAL PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
003ROYAL CARIBBEAN CRUISES LTD. RET. SAVINGS PLAN401k$787.2M6,3502024

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
501ROYAL CARIBBEAN CRUISES LTD. GROUP HEALTH PLANMixedDELTA DENTAL INSURANCE COMPANY$5.2M6,5212024
502LONG TERM DISABILITY PLAN ROYAL CARIBBEAN CRUISES LTD.Fully InsuredPRUDENTIAL INSURANCE COMPANY OF AMERICA$2.3M4,1882024
503ROYAL CARIBBEAN INTERNATIONAL SHIPBOARD OFFICER MEDICAL PLANSelf Funded-$002024
Retirement plans
Welfare plans
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