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Sponsor portfolioWelfare / HealthEIN 98-0081645
ROYAL CARIBBEAN CRUISES LTD.
1050 CARIBBEAN WAY · MIAMI, FL 33132
3059822945
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 48
- Latest filing
- 2025
Total premiums (latest)
$6.0M
No prior year
Persons covered
13,861
No prior year
Total participants
4,531
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #501$4.9M
ROYAL CARIBBEAN CRUISES LTD. GROUP HEALTH PLAN
Mixed5,517 covered·7 carriers
Primary: DELTA DENTAL INSURANCE COMPANY
Plan #502$1.1M
LONG TERM DISABILITY PLAN ROYAL CARIBBEAN CRUISES LTD.
Fully insured8,344 covered·1 carrier
Primary: PRUDENTIAL INSURANCE COMPANY OF AMERICA
Plan #503$0
ROYAL CARIBBEAN INTERNATIONAL SHIPBOARD OFFICER MEDICAL PLAN
Self-funded0 covered·0 carriers
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $2.3M | 31.9% | |
| Life | $1.6M | 23.0% | |
| Stop-loss | $1.1M | 15.9% | |
| Long-term disability | $1.1M | 15.7% | |
| Other | $528K | 7.4% | |
| Vision | $436K | 6.1% |
Carrier overview
7 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 942761537 | D | $2.3M | 37.8% | 1 | 2 | 5,517 |
EIN 221211670 | LLTD | $1.6M | 27.3% | 2 | 3 | 12,796 |
EIN 592015694 | SL | $1.1M | 18.9% | 1 | 1 | 3,899 |
EIN 363560825 | V | $436K | 7.2% | 1 | 1 | 3,303 |
EIN 570514130 | Oth | $338K | 5.6% | 1 | 1 | 1,027 |
EIN 421338303 | Oth | $160K | 2.7% | 1 | 1 | 1,340 |
EIN 250687550 | Oth | $30K | 0.5% | 1 | 2 | 4,000 |
Broker overview
3 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC | NEW YORK, NY | ARAG INSURANCE COMPANY, CONTINENTAL AMERICAN INSURANCE COMPANY, NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA, PRUDENTIAL LIFE INSURANCE COMPANY OF AMERICA, PRUDENTIAL INSURANCE COMPANY OF AMERICA | $140K | $0 | $140K | 99.4% | 2 |
| FRANK ROBERT SOBOCINSKI | JUPITER, FL | CONTINENTAL AMERICAN INSURANCE COMPANY | $757 | $0 | $757 | 0.5% | 1 |
| SHAUN T KONIOR | FARMINGDALE, NY | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | $0 | $55 | 0.0% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan