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Sponsor portfolioTH

SMART & FINAL LLC

EIN 95-4079584-retail-Latest filing 2024
Plans
7
Retirement
2
$555.5M assets
Welfare
5
$27.6M premiums
Participants
34,630
600 CITADEL DRIVE - CITY OF COMMERCE, CA 90040323-869-7643smartandfinal.comLinkedIn10001+ employeesretail
Plans on this EIN
7 filings
#001401k-$386.5M - 16,798 part#002TraditionalDB-$168.9M - 3,875 part#507Fully Insured-$25.4M - 3,212 lives#505Fully Insured-$1.1M - 3,191 lives#508Fully Insured-$643K - 2,830 lives#501Fully Insured-$301K - 1,064 lives#502Fully Insured-$230K - 2,295 lives

Retirement portfolio analytics

2 plans aggregated / $555.5M assets / 20,673 participants

Assets by plan

Share of aggregate retirement assets

70%top
  • FINAL 401(K) Savings (#001)70%
  • & FINAL PENSION (#002)30%
Total $555.5MClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • FINAL 401(K) Savings (#001)16,798
  • & FINAL PENSION (#002)3,875
Total 20,673Click row to drill in

Benefits portfolio analytics

5 plans / $27.6M premiums / 12,592 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$25.4M
  • Prescription drug$25.4M
  • Life$1.1M
  • Short-term disability$1.1M
  • Other$1.1M
  • Long-term disability$643K
  • +2 more
Total $27.6M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
83%top
  • KAISER FOUNDATION HEALTH PLAN INC83%
  • UNITEDHEALTHCARE INSURANCE COMPANY6%
  • THE LINCOLN NATIONAL LIFE INSURANCE COMPANY6%
  • BLUE CROSS OF CALIFORNIA3%
  • CIGNA HEALTH AND LIFE INSURANCE COMPANY1%
  • +1 more
Total $27.6M6 slices

Broker market share

Schedule A broker compensation

Single broker
100%top
  • GALLAGHER BENEFIT SERVICES, INC.100%
Total $84K1 slice

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#001

SMART & FINAL 401(K) SAVINGS PLAN

401k

Assets$386.5M
Participants16,798
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

SMART & FINAL PENSION PLAN

TraditionalDB

Assets$168.9M
Participants3,875
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#507

SMART & FINAL SMARTCARE HEALTHCARE BENEFITS PLAN

Fully Insured - KAISER FOUNDATION HEALTH PLAN, INC.

Premiums$25.4M
Covered lives3,212
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#505

SMART & FINAL INC. GROUP LIFE, ACCIDENT, CONTRIBUTORY AND NONCONTRIBUTORY PLANS

Fully Insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$1.1M
Covered lives3,191
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#508

SMART & FINAL INC. LONG TERM DISABILITY PLAN

Fully Insured - LINCOLN NATIONAL LIFE INSURANCE COMPANY

Premiums$643K
Covered lives2,830
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

SMART & FINAL INC. DENTAL PLAN

Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES

Premiums$301K
Covered lives1,064
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#502

SMART & FINAL INC. VISION PLAN

Fully Insured - VISION SERVICE PLAN

Premiums$230K
Covered lives2,295
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans2

Plan #NameTypeAssetsParticipantsLatest year
001SMART & FINAL 401(K) SAVINGS PLAN401k$386.5M16,7982024
002SMART & FINAL PENSION PLANTraditionalDB$168.9M3,8752024

Welfare plans5

Plan #NameFundingCarrierPremiumsCoveredLatest year
507SMART & FINAL SMARTCARE HEALTHCARE BENEFITS PLANFully InsuredKAISER FOUNDATION HEALTH PLAN, INC.$25.4M3,2122024
505SMART & FINAL INC. GROUP LIFE, ACCIDENT, CONTRIBUTORY AND NONCONTRIBUTORY PLANSFully InsuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$1.1M3,1912024
508SMART & FINAL INC. LONG TERM DISABILITY PLANFully InsuredLINCOLN NATIONAL LIFE INSURANCE COMPANY$643K2,8302024
501SMART & FINAL INC. DENTAL PLANFully InsuredCIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES$301K1,0642024
502SMART & FINAL INC. VISION PLANFully InsuredVISION SERVICE PLAN$230K2,2952024
Retirement plans
Welfare plans
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