Open any plan below to see its carriers, broker commissions and premiums.
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Sponsor portfolioWelfare / HealthEIN 95-4079584
SMART & FINAL LLC
600 CITADEL DRIVE · CITY OF COMMERCE, CA 90040
3238697643
- Plans filed
- 5
- Years active
- 2015–2025
- Industry
- NAICS 44
- Latest filing
- 2025
Total premiums (latest)
$23.4M
No prior year
Persons covered
11,096
No prior year
Total participants
11,567
No prior year
Plans filed
5
No prior year
Plans under this sponsor
5 plans
Plan #507$21.5M
SMART & FINAL SMARTCARE HEALTHCARE BENEFITS PLAN
Fully insured2,696 covered·4 carriers
Primary: KAISER FOUNDATION HEALTH PLAN, INC.
Plan #505$852K
SMART & FINAL INC. GROUP LIFE, ACCIDENT, CONTRIBUTORY AND NONCONTRIBUTORY PLANS
Fully insured2,759 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #508$607K
SMART & FINAL INC. LONG TERM DISABILITY PLAN
Fully insured2,763 covered·1 carrier
Primary: LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$214K
SMART & FINAL INC. DENTAL PLAN
Fully insured913 covered·1 carrier
Primary: CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Plan #502$181K
SMART & FINAL INC. VISION PLAN
Fully insured1,965 covered·1 carrier
Primary: VISION SERVICE PLAN
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $21.5M | 46.2% | |
| Prescription drug | $21.5M | 46.2% | |
| Life | $852K | 1.8% | |
| Short-term disability | $852K | 1.8% | |
| Other | $852K | 1.8% | |
| Long-term disability | $607K | 1.3% | |
| Dental | $214K | 0.5% | |
| Vision | $181K | 0.4% |
Carrier overview
6 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 941340523 | HRx | $19.3M | 82.7% | 1 | 1 | 2,696 |
EIN 362739571 | HRx | $1.5M | 6.6% | 1 | 2 | 102 |
EIN 350472300 | LSTDLTDOth | $1.5M | 6.2% | 2 | 2 | 5,522 |
EIN 953760980 | HRx | $666K | 2.8% | 1 | 1 | 43 |
EIN 591031071 | D | $214K | 0.9% | 1 | 1 | 913 |
EIN 941632821 | V | $181K | 0.8% | 1 | 1 | 1,965 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | ARLINGTON HEIGHTS, IL | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $18K | $18K | 100.0% | 2 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan