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Sponsor portfolioTH

FRONTWAVE CREDIT UNION

EIN 95-1820763-financial services-Latest filing 2025
Plans
2
Retirement
1
$28.4M assets
Welfare
1
$3.2M premiums
Participants
675
1278 ROCKY POINT DRIVE - OCEANSIDE, CA 92056760-631-8700frontwavecu.comLinkedIn201-500 employeesfinancial services
Plans on this EIN
2 filings
#002401k-$28.4M - 401 part#504Fully Insured-$3.2M - 364 lives

Benefits portfolio analytics

1 plan / $3.2M premiums / 364 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.8M
  • Prescription drug$2.8M
  • Vision$1.1M
  • Dental$213K
  • Life$67K
  • Other$50K
  • +2 more
Total $3.2M8 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
54%top
  • KAISER FOUNDATION HEALTH PLAN INC54%
  • SHARP HEALTH PLAN34%
  • DELTA DENTAL OF CALIFORNIA7%
  • LIFE INSURANCE COMPANY OF NORTH AMERICA3%
  • VISION SERVICE PLAN1%
  • +3 more
Total $3.2M8 slices

Broker market share

Schedule A broker compensation

Split broker
96%top
  • ALLIANT INSURANCE SERVICES, INC.96%
  • COLONIAL LIFE & ACCIDENT2%
  • VARIOUS - SEE ATTACHED1%
  • HUB INTERNATIONAL MIDWEST LIMITED1%
  • AMERICAN BENEFITS CONSULTING LLC1%
Total $187K5 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#002

FRONTWAVE CREDIT UNION RETIREMENT PLAN

401k

Assets$28.4M
Participants401
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#504

FRONTWAVE CREDIT UNION HEALTH AND WELFARE PLAN

Fully Insured - KAISER FOUNDATION HEALTH PLAN, INC.

Premiums$3.2M
Covered lives364
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans1

Plan #NameTypeAssetsParticipantsLatest year
002FRONTWAVE CREDIT UNION RETIREMENT PLAN401k$28.4M4012024

Welfare plans1

Plan #NameFundingCarrierPremiumsCoveredLatest year
504FRONTWAVE CREDIT UNION HEALTH AND WELFARE PLANFully InsuredKAISER FOUNDATION HEALTH PLAN, INC.$3.2M3642025
Retirement plans
Welfare plans
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