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Sponsor portfolioWelfare / HealthEIN 95-1820763
FRONTWAVE CREDIT UNION
1278 ROCKY POINT DRIVE · OCEANSIDE, CA 92056
7606318700
- Plans filed
- 3
- Years active
- 2015–2025
- Industry
- NAICS 52
- Latest filing
- 2025
Total premiums (latest)
$3.2M
No prior year
Persons covered
364
No prior year
Total participants
274
No prior year
Plans filed
3
No prior year
Plans under this sponsor
3 plans
Plan #504$3.2M
FRONTWAVE CREDIT UNION HEALTH AND WELFARE PLAN
Fully insured364 covered·9 carriers
Primary: KAISER FOUNDATION HEALTH PLAN, INC.
Plan #503$41K
GROUP LIFE INSURANCE PLAN
Fully insured203 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Plan #501$21K
GROUP LONG TERM DISABILITY
Fully insured204 covered·1 carrier
Primary: THE LINCOLN NATIONAL LIFE INSURANCE COMPANY
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $2.8M | 39.5% | |
| Prescription drug | $2.8M | 39.5% | |
| Vision | $1.1M | 15.5% | |
| Dental | $213K | 3.0% | |
| Life | $67K | 0.9% | |
| Other | $50K | 0.7% | |
| Long-term disability | $35K | 0.5% | |
| Short-term disability | $22K | 0.3% |
Carrier overview
9 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 941340523 | HRx | $1.7M | 54.1% | 1 | 1 | 209 |
EIN 330519730 | HRxV | $1.1M | 33.7% | 1 | 1 | 173 |
EIN 941461312 | D | $213K | 6.6% | 1 | 2 | 330 |
EIN 231503749 | LLTDOth | $109K | 3.4% | 1 | 3 | 364 |
EIN 941632821 | V | $26K | 0.8% | 1 | 1 | 225 |
EIN 570144607 | STDOth | $22K | 0.7% | 1 | 1 | 19 |
EIN 822723296 | Oth | $15K | 0.5% | 1 | 1 | 32 |
EIN 953070501 | Oth | $5K | 0.2% | 1 | 1 | 285 |
EIN 364233459 | Oth | $2K | 0.1% | 1 | 1 | 14 |
Broker overview
5 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| ALLIANT INSURANCE SERVICES, INC. | SAN DIEGO, CA | DELTA DENTAL OF CALIFORNIA, LIFE INSURANCE COMPANY OF NORTH AMERICA, EMPATHIA PACIFIC, INC., SHARP HEALTH PLAN, VISION SERVICE PLAN | $179K | $2K | $180K | 96.3% | 1 |
| COLONIAL LIFE & ACCIDENT | COLUMBIA, SC | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3K | $57 | $3K | 1.7% | 1 |
| VARIOUS - SEE ATTACHED | COLUMBUS, GA | AFLAC | $1K | $0 | $1K | 0.8% | 1 |
| HUB INTERNATIONAL MIDWEST LIMITED | CHICAGO, IL | LIFE INSURANCE COMPANY OF NORTH AMERICA | $0 | $1K | $1K | 0.6% | 1 |
| AMERICAN BENEFITS CONSULTING LLC | NEW YORK, NY | LIFE INSURANCE COMPANY OF NORTH AMERICA | $1K | $0 | $1K | 0.6% | 1 |
History & trajectory
11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan