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  2. UNION PACIFIC RAILROAD COMPANY
Sponsor portfolioTH

UNION PACIFIC RAILROAD COMPANY

EIN 94-6001323-transportation/trucking/railroad-Latest filing 2025
Plans
8
Retirement
5
$2.45B assets
Welfare
3
$2.5M premiums
Participants
83,694
1400 DOUGLAS ST STOP 0320 - OMAHA, NE 681790320402-997-4000up.comLinkedIn10001+ employeestransportation/trucking/railroad
Plans on this EIN
8 filings
#015ESOP-$2.39B - 32,031 part#002ProfitSharing-$47.1M - 95 part#010TraditionalDB-$15.2M - 205 part#016TraditionalDB-$318K - 1 part#017TraditionalDB-$76K - 2 part#600Fully Insured-$2.5M - 352 lives#501Self Funded-0 lives#599Self Funded-0 lives

Retirement portfolio analytics

5 plans aggregated / $2.45B assets / 32,334 participants

Assets by plan

Share of aggregate retirement assets

97%top
  • RETIREMENT THRIFT PLAN (#015)97%
  • RETIREMENT SAVINGS PROGRAM (#002)2%
  • COMPANY SUPPLEMENTAL PENSION (#010)1%
  • NON-UNION SALARIED EMPLOYEES (#016)0%
  • NON-UNION SALARIED EMPLOYEES (#017)0%
Total $2.45BClick slice to drill in

Recordkeeper share

DC plan assets by Schedule C recordkeeper

Entrenched
99%top
  • THE VANGUARD GROUP, INC.99%
  • (Not disclosed)1%
Total $2.45BClick slice to drill in

Participants by plan

Active + retired + deferred vested

  • RETIREMENT THRIFT PLAN (#015)32,031
  • COMPANY SUPPLEMENTAL PENSION (#010)205
  • RETIREMENT SAVINGS PROGRAM (#002)95
  • NON-UNION SALARIED EMPLOYEES (#017)2
  • NON-UNION SALARIED EMPLOYEES (#016)1
Total 32,334Click row to drill in

Benefits portfolio analytics

3 plans / $2.5M premiums / 352 covered lives

Coverage by line

Premium dollars by benefit type (bundled lines overlap)

  • Health$2.3M
  • Life$106K
  • Short-term disability$106K
  • Long-term disability$106K
  • Other$106K
  • Dental$96K
  • +1 more
Total $2.5M7 rows

Carrier market share

Premium dollars by Schedule A carrier

Multi-vendor
51%top
  • AETNA LIFE INSURANCE COMPANY51%
  • KAISER FOUNDATION HEALTH PLAN INC40%
  • PRUDENTIAL INSURANCE COMPANY OF AMERICA4%
  • PREMIER ACCESS INSURANCE COMPANY4%
  • AMERITAS LIFE INSURANCE CORP.1%
Total $2.5M5 slices

Broker market share

Schedule A broker compensation

Split broker
100%top
  • HUB INTERNATIONAL MIDWEST LIMITED100%
  • IMG0%
Total $113K2 slices

Plan deep-dives

Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.
Retirement#015

UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLAN

ESOP

Assets$2.39B
Participants32,031
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002

CHICAGO AND NORTH WESTERN RAILWAY COMPANY PROFIT SHARING AND RETIREMENT SAVINGS PROGRAM

ProfitSharing

Assets$47.1M
Participants95
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#010

CHICAGO & NORTH WESTERN RAILWAY COMPANY SUPPLEMENTAL PENSION PLAN

TraditionalDB

Assets$15.2M
Participants205
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#016

GREAT SOUTHWEST RAILROAD, INC. PENSION PLAN FOR NON-UNION SALARIED EMPLOYEES

TraditionalDB

Assets$318K
Participants1
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#017

GALVESTON, HOUSTON & HENDERSON RAILROAD COMPANY PENSION PLAN FOR NON-UNION SALARIED EMPLOYEES

TraditionalDB

Assets$76K
Participants2
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#600

TCU/LOCAL 938/UNION PACIFIC RAILROAD HEALTH FUND

Fully Insured - AETNA HEALTH, INC

Premiums$2.5M
Covered lives352
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501

UNION PACIFIC RAILROAD EMPLOYES HEALTH SYSTEMS

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#599

UNION PACIFIC RAILROAD COMPANY OFF-TRACK VEHICLE PLAN

Self Funded

Premiums$0
Covered lives0
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive

Retirement plans5

Plan #NameTypeAssetsParticipantsLatest year
015UNION PACIFIC AGREEMENT EMPLOYEE 401K RETIREMENT THRIFT PLANESOP$2.39B32,0312024
002CHICAGO AND NORTH WESTERN RAILWAY COMPANY PROFIT SHARING AND RETIREMENT SAVINGS PROGRAMProfitSharing$47.1M952024
010CHICAGO & NORTH WESTERN RAILWAY COMPANY SUPPLEMENTAL PENSION PLANTraditionalDB$15.2M2052024
016GREAT SOUTHWEST RAILROAD, INC. PENSION PLAN FOR NON-UNION SALARIED EMPLOYEESTraditionalDB$318K12025
017GALVESTON, HOUSTON & HENDERSON RAILROAD COMPANY PENSION PLAN FOR NON-UNION SALARIED EMPLOYEESTraditionalDB$76K22025

Welfare plans3

Plan #NameFundingCarrierPremiumsCoveredLatest year
600TCU/LOCAL 938/UNION PACIFIC RAILROAD HEALTH FUNDFully InsuredAETNA HEALTH, INC$2.5M3522024
501UNION PACIFIC RAILROAD EMPLOYES HEALTH SYSTEMSSelf Funded-$002024
599UNION PACIFIC RAILROAD COMPANY OFF-TRACK VEHICLE PLANSelf Funded-$002024
Retirement plans
Welfare plans
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