Assets by plan
Share of aggregate retirement assets
Sponsor portfolioTH
AMERICAN CRYSTAL SUGAR COMPANY
EIN 84-0004720food productionLatest filing 2025
Plans
6
Retirement
3
$324.2M assets
Welfare
3
$1.0M premiums
Participants
7,337
101 NORTH THIRD - MOORHEAD, MN 56560218-236-4334crystalsugar.comLinkedIn1001-5000 employeesfood production
Retirement portfolio analytics
3 plans aggregated / $324.2M assets / 3,281 participantsParticipants by plan
Active + retired + deferred vested
Benefits portfolio analytics
3 plans / $1.0M premiums / 4,360 covered livesCoverage by line
Premium dollars by benefit type (bundled lines overlap)
- Other$535K
- Life$501K
- Long-term disability$365K
- Vision$149K
Carrier market share
Premium dollars by Schedule A carrier
83%top
- STANDARD INSURANCE COMPANY83%
- EYEMED VISION CARE14%
- THE VILLAGE2%
- CURALINC HEALTHCARE1%
Broker market share
Schedule A broker compensation
48%top
- HAYS COMPANIES, INC.48%
- WATCHTOWER BENEFITS, LLC34%
- BROWN AND BROWN OF FLORIDA, INC.18%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#010
AMERICAN CRYSTAL SUGAR COMPANY 401(K) PARTNERSHIP PLAN
401k
Assets$185.1M
Participants1,990
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#002
RETIREMENT PLAN B FOR EMPLOYEES OF AMERICAN CRYSTAL SUGAR COMPANY
TraditionalDB
Assets$77.5M
Participants1,196
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Retirement#001
RETIREMENT PLAN A FOR EMPLOYEES OF AMERICAN CRYSTAL SUGAR COMPANY
TraditionalDB
Assets$61.6M
Participants95
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#503
GROUP LIFE PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$501K
Covered lives1,630
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#509
AMERICAN CRYSTAL SUGAR COMPANY LONG TERM DISABILITY PLAN
Fully Insured - STANDARD INSURANCE COMPANY
Premiums$365K
Covered lives843
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Welfare#501
GROUP EMPLOYEE HEALTH-DENTAL INSURANCE
Mixed - EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.
Premiums$183K
Covered lives1,887
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans3
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 010 | AMERICAN CRYSTAL SUGAR COMPANY 401(K) PARTNERSHIP PLAN | 401k | $185.1M | 1,990 | 2024 | |
| 002 | RETIREMENT PLAN B FOR EMPLOYEES OF AMERICAN CRYSTAL SUGAR COMPANY | TraditionalDB | $77.5M | 1,196 | 2025 | |
| 001 | RETIREMENT PLAN A FOR EMPLOYEES OF AMERICAN CRYSTAL SUGAR COMPANY | TraditionalDB | $61.6M | 95 | 2025 |
Welfare plans3
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 503 | GROUP LIFE PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $501K | 1,630 | 2024 | |
| 509 | AMERICAN CRYSTAL SUGAR COMPANY LONG TERM DISABILITY PLAN | Fully Insured | STANDARD INSURANCE COMPANY | $365K | 843 | 2024 | |
| 501 | GROUP EMPLOYEE HEALTH-DENTAL INSURANCE | Mixed | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $183K | 1,887 | 2024 |
Retirement plans
Welfare plans