PlanOptica
Free ERISA searchPricing
Sign inStart for $4.99
  1. Welfare plans/
  2. Sponsors/
  3. AMERICAN CRYSTAL SUGAR COMPANY

Open any plan below to see its carriers, broker commissions and premiums.

Solo shows those sections on each welfare plan. Your first month is $4.99.

Start for $4.99
Sponsor portfolioWelfare / HealthEIN 84-0004720

AMERICAN CRYSTAL SUGAR COMPANY

101 NORTH THIRD STREET · MOORHEAD, MN 56560
2182364449
Plans filed
3
Years active
2015–2025
Industry
NAICS 31
Latest filing
2025
Total premiums (latest)
$960K
No prior year
Persons covered
4,571
No prior year
Total participants
4,034
No prior year
Plans filed
3
No prior year

Plans under this sponsor

3 plans
Plan #503$418K
GROUP LIFE PLAN
Fully insured1,634 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #509$319K
AMERICAN CRYSTAL SUGAR COMPANY LONG TERM DISABILITY PLAN
Fully insured841 covered·1 carrier
Primary: STANDARD INSURANCE COMPANY
Plan #501$223K
GROUP EMPLOYEE HEALTH-DENTAL INSURANCE
Mixed2,096 covered·2 carriers
Primary: EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Other$443K32.1%
Life$418K30.3%
Long-term disability$319K23.1%
Vision$199K14.4%

Carrier overview

3 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
STANDARD INSURANCE COMPANY
EIN 930242990
LLTDOth
$737K76.7%222,475
EYEMED VISION CARE
EIN 430949844
V
$199K20.7%112,096
CURALINC HEALTHCARE
EIN 331206383
Oth
$25K2.6%111,550

Broker overview

2 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
BROWN & BROWN INSURANCE SERVICESMINNEAPOLIS, MNEYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.$20K$0$20K99.9%1
HAYS COMPANIES, INC.MINNEAPOLIS, MNEYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.$21$0$210.1%1

History & trajectory

11 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
PlanOptica

Plan research for advisors and brokers. Retirement and welfare filings, peer-ranked and a decade deep, sourced to the line.

Product
  • Retirement plans
  • Welfare plans
  • Providers
  • Pricing
Data
  • Downloads hub
  • Retirement plans CSV
  • Welfare plans CSV
  • Custom analytics
Resources
  • Free ERISA search
  • Free EIN lookup
  • Documentation
  • Filter catalog
  • Glossary
Company
  • About
  • Contact
  • Privacy
  • Terms
© 2026 PlanOptica