Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Health$3.0M
- Prescription drug$3.0M
- Dental$122K
- Vision$112K
- Life$112K
- Short-term disability$112K
- +2 more
Sponsor portfolio
EFFECTUAL INC.
EIN 82-3082582information technology and servicesLatest filing 2025
Plans
2
Retirement
1
$14.9M assets
Welfare
1
$3.3M premiums
Participants
415
111 TOWN SQUARE PLACE - JERSEY CITY, NJ 07310800-991-3011effectual.aiLinkedIn201-500 employeesinformation technology and services
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $3.3M premiums / 179 covered livesCarrier market share
Premium dollars by Schedule A carrier
89%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY89%
- PROVIDENCE HEALTH PLAN7%
- STANDARD INSURANCE COMPANY3%
- KAISER FOUNDATION HEALTH PLAN INC1%
Broker market share
Schedule A broker compensation
100%top
- USI INSURANCE SERVICES LLC100%
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
EFFECTUAL 401(K) PLAN
401k
Assets$14.9M
Participants259
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
EFFECTUAL WELFARE BENEFIT PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY
Premiums$3.3M
Covered lives179
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | EFFECTUAL 401(K) PLAN | 401k | $14.9M | 259 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | EFFECTUAL WELFARE BENEFIT PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $3.3M | 179 | 2025 |
Retirement plans
Welfare plans