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Sponsor portfolioWelfare / HealthEIN 82-3082582
EFFECTUAL INC.
111 TOWN SQUARE PLACE · JERSEY CITY, NJ 07310
8009913011
- Plans filed
- 1
- Years active
- 2022–2025
- Industry
- NAICS 54
- Latest filing
- 2025
Total premiums (latest)
$3.3M
No prior year
Persons covered
179
No prior year
Total participants
156
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Health | $3.0M | 44.9% | |
| Prescription drug | $3.0M | 44.9% | |
| Dental | $122K | 1.8% | |
| Vision | $112K | 1.7% | |
| Life | $112K | 1.7% | |
| Short-term disability | $112K | 1.7% | |
| Long-term disability | $112K | 1.7% | |
| Other | $112K | 1.7% |
Carrier overview
4 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | HRxD | $2.9M | 88.7% | 1 | 2 | 179 |
EIN 930863097 | HRx | $222K | 6.8% | 1 | 1 | 35 |
EIN 930242990 | VLSTDLTDOth | $112K | 3.4% | 1 | 1 | 156 |
EIN 941340523 | HRx | $34K | 1.1% | 1 | 1 | 3 |
Broker overview
1 broker · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, KAISER FOUNDATION HEALTH PLAN, INC., CIGNA HEALTH AND LIFE INSURANCE COMPANY, PROVIDENCE HEALTH PLAN, STANDARD INSURANCE COMPANY | $30K | $84K | $114K | 100.0% | 1 |
History & trajectory
4 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan