Coverage by line
Premium dollars by benefit type (bundled lines overlap)
- Dental$1.3M
- Long-term disability$211K
- Other$197K
- Life$152K
- Short-term disability$152K
- Health$88K
- +1 more
Sponsor portfolio
OCEAN REEF CLUB INC C/O HUMAN RESOURCES
EIN 65-0371142Latest filing 2025
Plans
2
Retirement
1
$38.4M assets
Welfare
1
$1.7M premiums
Participants
2,055
35 OCEAN REEF DRIVE, SUITE 200 - KEY LARGO, FL 33037305-367-2611oceanreefclub.comLinkedIn1-10 employees
Plans on this EIN
2 filingsBenefits portfolio analytics
1 plan / $1.7M premiums / 1,072 covered livesCarrier market share
Premium dollars by Schedule A carrier
78%top
- CIGNA HEALTH AND LIFE INSURANCE COMPANY78%
- PRUDENTIAL INSURANCE COMPANY OF AMERICA9%
- TELADOC5%
- PRINCIPAL LIFE INSURANCE COMPANY3%
- PETERSEN INTERNATIONAL UNDERWRITERS2%
- +3 more
Broker market share
Schedule A broker compensation
90%top
- MARSH & MCLENNAN AGENCY LLC90%
- UNKNOWN8%
- USI INSURANCE SERVICES LLC1%
- INNOVATIVE WORKPLACE BENEFITS1%
- ACI1%
- +3 more
Plan deep-dives
Per-plan teasers. The full analytics (fees vs peers, audit grade, trajectory, counterparties) live on each plan detail page.Retirement#001
OCEAN REEF CLUB EMPLOYEE SAVINGS AND RETIREMENT PLAN
401k
Assets$38.4M
Participants1,359
Inside the deep dive
Fees vs peersAudit gradeAsset trajectoryContributionsSch C providers
Open plan deep dive
Welfare#501
OCEAN REEF CLUB INC FLEXIBLE BENEFITS PLAN
Fully Insured - CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES
Premiums$1.7M
Covered lives1,072
Inside the deep dive
Premium breakdownCarriersBrokersCoverage stats
Open plan deep dive
Retirement plans1
| Plan # | Name | Type | Assets | Participants | Latest year | |
|---|---|---|---|---|---|---|
| 001 | OCEAN REEF CLUB EMPLOYEE SAVINGS AND RETIREMENT PLAN | 401k | $38.4M | 1,359 | 2024 |
Welfare plans1
| Plan # | Name | Funding | Carrier | Premiums | Covered | Latest year | |
|---|---|---|---|---|---|---|---|
| 501 | OCEAN REEF CLUB INC FLEXIBLE BENEFITS PLAN | Fully Insured | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $1.7M | 1,072 | 2025 |
Retirement plans
Welfare plans