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Sponsor portfolioWelfare / HealthEIN 65-0371142
OCEAN REEF CLUB INC C/O HUMAN RESOURCES
35 OCEAN REEF DRIVE · KEY LARGO, FL 33037
3053672611
- Plans filed
- 1
- Years active
- 2016–2025
- Industry
- NAICS 72
- Latest filing
- 2025
Total premiums (latest)
$1.7M
No prior year
Persons covered
1,072
No prior year
Total participants
696
No prior year
Plans filed
1
No prior year
Plans under this sponsor
1 plan
Coverage overview
Aggregate, latest year
| Benefit type | Premium | Share | Distribution |
|---|---|---|---|
| Dental | $1.3M | 60.8% | |
| Long-term disability | $211K | 9.8% | |
| Other | $197K | 9.2% | |
| Life | $152K | 7.1% | |
| Short-term disability | $152K | 7.1% | |
| Health | $88K | 4.1% | |
| Vision | $45K | 2.1% |
Carrier overview
8 carriers · all plans
| Carrier | Coverage | Total premium | Share | Plans | Contracts | Covered |
|---|---|---|---|---|---|---|
EIN 591031071 | D | $1.3M | 78.3% | 1 | 1 | 768 |
EIN 221211670 | LSTDLTDOth | $152K | 9.1% | 1 | 1 | 696 |
EIN 043705970 | H | $88K | 5.3% | 1 | 1 | 1,072 |
EIN 420127290 | V | $45K | 2.7% | 1 | 1 | 618 |
EIN 953493616 | LTD | $32K | 1.9% | 1 | 1 | 9 |
EIN 590781901 | LTDOth | $27K | 1.6% | 1 | 1 | 3 |
EIN 952371728 | Oth | $13K | 0.8% | 1 | 1 | 13 |
EIN 222342710 | Oth | $6K | 0.4% | 1 | 1 | 23 |
Broker overview
9 brokers · all plans
| Broker | Loc | Carriers | Commissions | Fees | Total comp | Share | Plans |
|---|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC | KEY LARGO, FL | ACE AMERICAN INSURANCE COMPANY, CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, PRINCIPAL LIFE INSURANCE COMPANY, AMERICAN HERITAGE LIFE INSURANCE COMPANY, METROPOLITAN GENERAL INSURANCE COMPANY | $148K | $6K | $153K | 89.8% | 1 |
| UNKNOWN | KEY LARGO, FL | TELADOC | $13K | $0 | $13K | 7.7% | 1 |
| USI INSURANCE SERVICES LLC | VIRGINIA BEACH, VA | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES, AMERICAN HERITAGE LIFE INSURANCE COMPANY, PRUDENTIAL INSURANCE COMPANY OF AMERICA | $18 | $2K | $2K | 1.3% | 1 |
| INNOVATIVE WORKPLACE BENEFITS | KEY LARGO, FL | ACE AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.6% | 1 |
| ACI | KEY LARGO, FL | ACE AMERICAN INSURANCE COMPANY | $893 | $0 | $893 | 0.5% | 1 |
| IMG | INDIANAPOLIS, IN | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $0 | $156 | $156 | 0.1% | 1 |
| BRROKS TIMOTHY CLIVE | COPPELL, TX | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $5 | $0 | $5 | 0.0% | 1 |
| US BENEFIT WORKPLACE SOLUTIONS | ISELIN, NJ | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $3 | $0 | $3 | 0.0% | 1 |
| PAPE ALAN | MAQUOKETA, IA | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.0% | 1 |
History & trajectory
10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.
Policy details
Latest year, by plan